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Message: [QUOTE="rocklloyd, post: 3276469, member: 451"] And one of the worst things I have ever seen is complete lack of preparation for my wife’s parents. No will, no POA, about 1000 different stock holdings invested directly with companies. No POA and then father was declared incapacitated (mom had already passed) which meant guardian process (which is very detailed in reporting requirements), then from guardian to administrator. It’s been unbelievable. My recommendation to everyone is get your crap together before you get sick. Will, POA, healthcare proxy, investments detailed in a coherent fashion, etc. [/QUOTE]