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Message: [QUOTE="Timonen, post: 1009486, member: 81"] You realize that the vast majority of folks who went to college make 40-50k to start their careers, right? It somehow makes sense to tell the guy who's made millions that it's not enough? They can have fallback gigs when retired that equal the typical person's salary. They can have big annuities. If the issue is financial planning, that's very different than the issue of whether they should accept the multi million dollar lump sum in the first place. Dante is in a more enviable financial position than 99.99% of people on the planet. That's enough for me to not judge and tell him what he did wrong. [/QUOTE]