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Message: [QUOTE="Shenexon, post: 4383416, member: 129"] I think one result will be another rewrite of flood zone maps in damaged areas. It takes events to define the areas that are really at risk from flooding, and the dwellings that should be covered by flood insurance. Maps only get updated as things happen. Disaster awards in specific zones included the first year of flood insurance but many folks didn't really get that the requirement to maintain flood insurance was permanent. It stays with the property. One part of FEMA, Mitigation, would help pay to elevate homes subject to repeated storm surge. They'd also pay to elevate furnaces & water heaters if they were flooded. Though Hurricane storm surge is dramatic, flooding is widespread throughout the US at irregular intervals. [/QUOTE]