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Message: [QUOTE="Niastri, post: 5305342, member: 722"] I had a kid working for me in his first "real" job. After his first year of salary, in which he bought a new car and thousands of dollars of video game stuff, he lost his food assistance. He quit his job because he was "making too much." Teaching young people how to manage their money is insanely difficult. I felt a lot of guilt as a financial planner for a few years charging people a decent fee to manage their money. 90% of what I did was all basic information freely available for anyone with two brain cells to rub together. But it's amazing how many of my clients would have been absolutely out of luck without somebody trustworthy to tell them what to do. Their financial lives were way better because they hired me. [/QUOTE]