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[QUOTE="Capt. Tuttle, post: 1778181, member: 191"]
Why can't they finish with their NBA money, or loans, grants or other financial options.

The way around it is this:
Everyone is eligible to be drafted, once they sign a LOI. There can be no contact between NBA and player or players families, etc.  Anything proven is a 1st round pick lost, immediate free agency of the player, and the team is on the hook for the player's salary cap hit and any contract shortfall from the free agency signing. 
The NBA team which has the rights to the player pays for the player's scholarship, and must pay the player $1,000.00 a month during school to retain their rights, and buy the player a car.
Each year of college counts some fraction toward free agency, maybe 1/4 of a year. 
By September 1 each year, the NBA team advises the college and NCAA if the player will be activated to the NBA roster the following (not upcoming) season,  The player's salary is at that point guaranteed, if he opts to go to the league, which he must do by October 1st. 
For every year a player academically completes of college, the league gives him a $100,000.00 bonus when he comes to the league.  If he has a degree, he gets a $1,000,000.00 bonus.

I am sure there can be tweaks, but its a start.
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