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Message: [QUOTE="cliftonparksufan, post: 418399, member: 9"] I agree with a lot you are saying but I can't believe you don't use your CC for everything. Nowadays there are a lot of CC companies paying cash rewards and I easily get back $500 or so each year for free. I've never figured out the exact amount, but it's a ton better than what the banks are paying for their CD's or savings accounts. Plus that would help pay the cable bill for anyone who would question the high monthly amount. [/QUOTE]