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Message: [QUOTE="Ghost, post: 1335856, member: 581"] If that was your option, I'd give him the $200K. If he's moderately successful he would be ahead of the game - obviously the biggest opportunity he forgoes is the chance to be an extremely high earner. That $200K though...that's going to make up for it down the road. It obviously matters to what extent he would be taking student loans out while in school as well. If you're paying for it all - well, the odds of being a high earner go up. Those loans can really derail a 22 year old - you can't take the same risks when you already have a huge debt payment. You may stay at a job merely because it pays well even if it limits your long-term potential because you need that money now, etc... [/QUOTE]