I had no problem with the call. In fact, I agreed with it and still do.
1. The offense has not converted a 4th and inches all season. If they couldn't do it against Rhode Island, they likely weren't going to do it against a good Rutgers front 7 that had dominated them all day, this time with the game on the line.
2. The defense had dominated Rutgers pretty much all game. No reason to think they couldn't keep Rutgers out of the endzone.
3. In the 2nd OT, we have the slight advantage having the ball second.
In hindsight, it was the wrong call because we lost. But considering the above factors, I have no problem with it.
There were so many other bad coaching decisions during the game, and this one isn't on the list imo.