Let's talk about that team. The "more deserving team" you're so worried about is the 12th team picked to make the playoff. The clear powerhouses with the best records aren't at risk. You're talking about a team that might not have even made their conference championship game, let alone won it.
Why are you more concerned about doing right by them than you are the team that walked off the field with a W every time?
The Cinderellas are one of the funnest parts of the NCAA tourney. College football doesn't even entertain that possibility. That doesn't make for a better game.
That isn’t what you proposed though. Having 2-3 teams that do not belong in the playoff, cheapens the playoff. If you have a 12-1 Army as a two seed you just gave the 7 seed a bye into the semis. That 7 seed doesn’t belong. Then the 3 seed has a 7 seed to get to the final. That ruins things. No one is saying keep the 12-1 team out. They deserve the 12 seed which they would get anyway under the current system.
Back to my last post it had nothing to do with the CCG. It was about coaches not wanting to play anyone. If it were up to them they would play 4 FCS teams OOC. It is why the SEC only plays 8 conference games, to inflate records. If it is only about Ws and not who you beat, what is to stop Bama from playing 4 FCS games OOC? You reduce the risk of injury, you keep your starters fresh, you get to develop your bench. So why not play an FCS, SEC Home, SEC Away, FCS, SECH, SECA the entire year. You would also get to reset after every quarter of the season and work out any kinks.
I am with you on Ws being the most important metric. At the end of the day the W is the only thing that should matter in a game. It is one of the issues I have with the computer rankings. The actual game result isn't weighted enough. Being able to pull out the W when you aren't having a good day isn't statistically measurable. I am with you there.
I am also down for taking as much choice away from the committee as you can. I have advocated for that on the BBall side. So...
-To be eligible for an at large you should need to be at worst 9-3 overall.
-You should have won 75% or more of your conference games. So in 7 game conferences 6-1 or better, 8 game 6-2 or better, 9 game 7-2 or better.
-You shouldn't have played an FCS game.
-For P4 schools you need 10 P4 games (conference + OOC). So 8 game conference + 2 OOC or 9 game conference + 1 OOC.
-For G6 schools you need to play 2 P4 games OOC
If you have the above, then we can pretty much go for what you suggest: based on record. You are making it fair by decreasing variance of schedules. You are going from apples to oranges to honeycrisp to macintosh.
Going back to Penn State (not you), they are overrated. By no means should they be ahead of Indiana. And they probably shouldn't be ahead of Miami, Boise State, BYU. But at the same time they didn't choose their conference opponents. It is a little bit of bad luck that those teams stunk this year. They should though get credit for no FCS games (not their fault Kent State is so bad and worse than an FCS). And they also should get credit for 10 P4 games.
That is something that the SEC has never been held accountable for. The committee is doing a disservice not being critical that the SEC will play 8 +1 for their P4 games. They also all play an FCS game. Step up and be critical, that is the only way things change. The SEC shouldn't skate by on smaller in conference schedules and weaker OOC schedules. You can put the 5 teams in but seed them low to prove a point and send a message.
If you are in a G6 you already have a weaker conference schedule. So you need a strong OOC schedule. Looking at the ranked G6s...
-Props to UNLV and they should be ranked higher since they played Houston, Kansas, and SU OOC. Teams like Utah Tech probably need to go in the future.
-Tulane gets a star for playing K State and Oklahoma OOC. Even Louisiana is a decent game. But SE Louisiana needs to go. Still under the current system this is a good OOC.
-Army playing Notre Dame, Air Force, Navy is more than fine. That Lehigh game though. You cannot be in the AAC and expect to be ranked high with that OOC.
-For Boise State it is great that the played Oregon. Georgia Southern is fine. But they cannot play a MWC schedule and Portland State.
Back to your point, I think you are overstating the chances of 0 or 1 loss G6s not making the playoff. Go back and look at past years. Those teams wouldn't get left out. The issue I have is those teams should be 12 seeds and not 2 seeds.