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Message: [QUOTE="dollarbill44, post: 3925431, member: 686"] I live in rural Vermont and I deal with a lot of contractors. Many of them use electronic payment methods. I pay all my utility bills electronically. I used a state energy rebate program when I had foam insulation installed in a house I'm renovating. The foreman for the foam installers sent me an email receipt and I paid him on the spot because time was short on the rebate program. The state contracted energy auditor came out two days later to inspect and processed my claim electronically right there and I received my rebate within two weeks. All of this happened in a house where you only get a cell signal in one corner of the house. In the old days, this process would have taken a few months. If we can make this stuff work in Vermont, it can work anywhere. That's just my take. Yours is a different take. [/QUOTE]