Both New York schools have huge challenges. SDSU has displaced NDSU as the top program in FCS: they've beaten the Bison five times in a row. North Central crushed Ithaca last year, 48-7. They've won 29 games in a row and are averaging 60 points a game this year. Of course, Randolph Macon had also crushed Ithaca 46-0 and look what the Red Dragons did to them.
I heard a stat on the TV newscast last night: Cortland State has 120 players on it's roster. I have a theory that the top D3 schools, despite being banned form giving out scholarships, have built up their programs in every other way and that this era's national title contenders are significantly stronger teams than back when Jim Butterfield was winning nattys with the Bombers, which is why our local teams haven't been able to break into the thrown room since his day. I'm guessing that Jim never had 120 players on his roster.