There's such high potential for really stupid thinking.
Running some errands last night, listened to the aCC championship on the radio, and the one announcer said he thinks the committee doesn't want to put conference chip losers into the playoff because it's a bad look for a team to have a loss right before the playoff. He believes a conference championship loss eliminates a team.
So the other guy then asked something along the lines of so who do you take from Clemson, K-State and Utah and the first guy says that's not what I'm saying either, and says you then go to who you think your next best teams are, which are Ohio State and Alabama. So the second guy says, wait, so the teams with the weaker body of work that couldn't even qualify for their conference championship are more worthy of the playoffs than a team that earned an extra challenging game on their schedule? And guy one said, yup, that's how bad a late loss is, body of work doesn't matter overall.
If that's actually the thinking, college football is washed.