Do you watch his commercials? You might be able to understand what some of these plans offer and what you pay, the deductibles the limits, what drs you can see etc. Pre existing clauses. But a lot of people are not astute enough to understand the complexities. The commercials promise the world, you might pay less, get every service in the world except happy endings when you get a massage... But what happens if rule 7a23-78 screws you when you get ill. The health system in this country sucks and insurance companies do everything they can to ensure it sucks and they get the bucks . It’s business and they don’t pay their administrators millions because they helped enrollees. It’s all based on actuarial data. They have it you don’t. Good luck.