Dude, use trite, meaningless buzzwords much?
Between the two of us I am probably the only one who has faced foreclosure. I've gone without paychecks for weeks so I could pay others. I was the sole support for six people, for 10 years. Even with that, 8 years ago, in my 50s, I decided to change my job, change my office and hired different staff. I was willing to risk what little we had to reach my goals.
There are very few people can't leave job A to move to job B. Money is usually not the reason. Recent studies show people who change jobs average about 10% raises with each move. Look at all of the people who have simply elected not to work at all.
What happens is that people say they want to change but they find reasons why not.
I won't have as much vacation. I have to start at the bottom. It's a longer drive.
Being unable to change jobs is different than being unwilling. Fear of change is real. Staying and complaining are more comfortable than change.
(Again, there are no absolutes, and I know that changes, especially to health, can reduce or eliminate options.)