Years ago, I met a business owner whose company pension plan was totally messed up. By coincidence, the guy in the next office to mine, was the biggest pension expert in the United States. He went all over the country giving seminars to C.P.A.'s and Tax lawyers on pension plans. So I show him the guys pension plan. He outlines a great strategy. saves the guy a ton of money and really helps his employees. Oh, and I make wait for it, $60,000 in up front commissions. I take it out to the guy and he loves it. He says I want to run it by my accountant. I said fine. I will go with you in case he has any questions. He says no need dasher. You have explained it so well. Okay. the next day I call him back and he says I have good news and bad news. The good news is that my accountant thought it was brilliant. The bad news is he called a guy in the business and he came over and I did the Transfer and the changes with him. Sorry. I told him I have two things. My ideas and my time. You wasted one and stole the other. Sometimes it happens. I didn't do anything wrong( I couldn't have tried harder to go to the Accountants office than I did). Syracuse couldn't have tried any harder with Green. they got the verbal. He was stolen from us. We have Frank. We will be fine. And so I was I. This was in the 80's and I did have the $60,000 spent in my head.