I guess we have to worry that Fran will decide he does not want to win championships after all. Rutgers is not getting past Penn State, much less Ohio State, Oregon, Michigan, and USC. And that's not counting Washington, UCLA, Wisconsin, Nebraska, and Iowa. Meanwhile, Indiana and Illinois are better than half of those teams the past 2 years, with Indiana perhaps the best team in the B1G this year.
Maryland, Rutgers, Purdue, NW, MSU, and Minnesota seem to be a clear Tier 3. Indiana's donor base finally woke up to get them out of this tier. Does Rutgers have that ability???