This is completely untrue. I've had coins go up 1000% just this year. ADA is a great example of this. Crypto is a solid investment, but just like anything else you should only gamble with money you're prepared to lose.
Some crypto even give "dividends" (in the form of more coin usually) depending on different staking or farming options. Again, you just need to find some that you believe in due to the technology, white paper, or the people running jt.
NFTs will be interesting to follow. I got into Top Shot early this year when it was really hot. It has cooled considerably. As the technology keeps growing, NFTs won't just be art or basketball cards. It could be music or show tickets that always give money back to the artist as its sold or even apartment leases/housing deeds. There is a ton of potential there obviously.
Since you couldn't help plugging crypto in this thread, I can't help pointing out that while crypto
is a [dubious] investment, one thing it definitely is
not is MONEY.
Money is 1st & foremost an 'intermediate good' that enables transactions.
Crypto's $-value is so unstable, it's essentially useless as money.
Why would you offer someone crypto for a purchase if it's $-value is increasing significantly?
Better to hold the crypto & pay with $ instead.
If you're selling, why would you accept crypto in payment if its $-value is declining?
Better to accept only $, as Elon Musk will tell you.
Thing is, if crypto's $-value continues to increase as it's owners earnestly desire, it becomes worthless as money.
As an investment, understand that there's no intrinsic value in holding a crypto-currency, as it's nothing more than a string of code stored on a computer.
In fact, it's more accurate to describe Crypto-currencies as an Internet
computer game you can place bets on.
Like many such risky investments, don't put any [real] money into crypto that you can't afford to lose.
That is all.
