14 points were squandered. 7 on the holding call on Foy that wiped out Hunt's run and the pick 6 which came as a result of a stupid (and I do mean stupid) mistake by Hunt. Flemming would have been open on the double move for a TD.
So, that would have been 31-27 without the garbage time TD. Norton missed a chip shot accounting for another 3.
We had 2 turn overs and a blocked punt (just like a TO) and they had none.
The chart below shows how turnover margin correlates to winning percentage over the four seasons in college football (2009 - 2012). Each dot represents a team in that four-year period. Per-game turnover margin is on the X-axis and winning percentage is on the Y-axis:
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We didn't lose this game on play calling, we lost it on D, execution / turn overs.